Makers & Breakers

A Simple Guide to a
    Successful Mortgage Loan


Tips & Tricks That Will Make or Break Your Loan

By Jeff Eisenberg

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Makers & Breakers

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About Makers & Breakers

Several years ago, I realized that there were many people who were interested in purchasing a home but had no idea where to begin. I spent countless hours and many evenings away from home helping these individuals understand the home buying process and its intricacies. There are not classes taught in high school or college that teach people the facts or procedures of arguably the biggest financial purchase in one's lifetime. Thus, I decided that with the wealth of experience and knowledge I had accumulated over the previous 12 years, I would finally put this information in plain and simple English for anyone to access. I have seen almost every situation imaginable and thought that it would be wonderful to put a book such as this together so that everyone could have a reference guide to the do's and don'ts of home financing.

There are many aspects to the entire process, but if I could cover a majority of the typical issues that arise when buying or refinancing, I might be able to make a difference in an industry that I love.

There is a powerful and satisfying feeling that comes over me every time I put another delighted client into their home. My dad always said, "It's not as important which career you choose as it is to choose one that you love." I must say being a mortgage broker has brought me fulfillment and pride in knowing I truly help people accomplish one of their biggest dreams. So with that said, I hope you enjoy the contents and may the tips included in this book help you fulfill your dream. Please feel free to email me and let me know how this book guided you in getting the best loan imaginable.

Perfect For
  • The first-time buyers
  • Refinancing homeowners
  • Relocating employees
  • Empty nesters
  • Real estate investors
Also Great For
  • Real estate agents and brokers
  • Insurance Agents
  • Attorneys
  • Accountants
  • Bankers
  • Financial planners

Praises for Makers & Breakers

"Masterfully written, Jeff Eisenberg puts forth a book that helps others achieve their dreams of home ownership by off ering numerous tips on how to successfully navigate one's way through the complex loan approval process."

Frank D. Di Tomaso, Jr. - Vice Chairman, Bank of Santa Clarita



"This is a great educational tool for those that are considering buying a home. A must read! Well done Jeff! This book definitely documents your expertise in this area. Any client would be blessed to have you as their mortgage broker."

Kate Christiansen - Realtor, Legacy Real Estate Group



"Everything you need to know about your own finances that they didn't teach you in school! Save yourself thousands in costly mistakes with Jeff's step-by-step guide in an easy to read format."

Kim Kapellusch - Prepared to Sell Home Staging & Design Company



"This book is a must read for any first time home buyer, anyone who would like to simplify their loan process, or anyone who doesn't want to let their dream house slip away. I learned some of this the hard way, but I sure could have used a reference like this one fi ve years ago! Jeff has hit the nail on the head with this book."

Brian Cohen - Senior Software Developer, Costco.com



"Makers & Breakers is a must read not only for the first time buyer, but for anyone that wants to avoid the many pitfalls of the home buying or refinance experience. It is filled with great advice from an expert, in an easy to understand format."

Alexander G. Stewart - President, A.G. Stewart Appraisal Services, Inc.



"WOW... that's all I can say. FINALLY we (the public, the agents) have an easy to read, easy to understand synopsis of the practical information for one of the biggest investments most people ever make. Good job and I know people will thank you for the effort."

Margo Sherwood - Realtor, Exit Realty SCV



"Makers & Breakers belongs in every family's book shelf. Every page is filled with great tips on how to save thousands of dollars on your next home loan. Jeff takes a complex subject and simplifies it so that even the most inexperienced people can understand the key principles of borrowing. Don't apply for a loan before you read this book!"

Bill Miranda, President - BMC Leadership Center